Credit Analyst Jobs in Arlington, TX
Credit analysts are essential to Arlington's banks, credit unions, and B2B companies that extend financing across the Dallas-Fort Worth market. With heavy commercial lending tied to North Texas business growth and a dense manufacturing and distribution base in the Great Southwest Industrial District that offers trade credit, analysts who can assess risk stay in demand at local lenders and corporate credit departments.
Current Credit Analyst Openings in Arlington, TX
Listings marked External are sponsored openings provided by the Jobs2Careers network.
Top Arlington Employers Hiring Credit Analysts
Credit analyst roles in Arlington cluster in banking, credit unions, and corporate credit:
- Frost Bank - commercial credit analysis for a Texas-based bank.
- Wells Fargo - consumer and commercial credit roles.
- Local credit unions - loan underwriting and member credit analysis.
- Manufacturers and distributors - corporate credit departments evaluating trade credit.
- DHI Mortgage / D.R. Horton - mortgage credit and underwriting support.
- Equipment and commercial finance firms - business lending credit analysis.
Credit Analyst Salaries in Arlington
- Entry-level credit analyst: about 52,000 to 63,000 dollars per year.
- Experienced analyst (3 to 7 years): about 65,000 to 85,000 dollars.
- Senior credit analyst or credit manager: about 90,000 to 120,000 dollars or more.
These are estimates that vary by lender and portfolio. Commercial credit roles at banks pay at the higher end, and Arlington employers commonly add bonuses, health insurance, and retirement matching.
How to Become a Credit Analyst in Arlington
You typically need a bachelor's degree in finance, accounting, or economics, available at the UT Arlington College of Business, with Tarrant County College offering a transfer track. Strong financial statement analysis and Excel skills are key. Some analysts pursue the CFA or bank-sponsored credit training programs to advance into commercial lending and credit management.
What the Job Involves
Credit analysts review financial statements, credit histories, and industry conditions to assess the risk of lending to individuals or businesses, then recommend approval terms and limits. At Arlington's banks and corporate credit departments this means underwriting support and ongoing portfolio monitoring. Schedules are standard weekday business hours.
Skills Employers Look For
- Financial statement and ratio analysis
- Risk assessment and sound judgment
- Proficiency with Excel and credit software
- Attention to detail and documentation
- Clear written credit recommendations
Career Path and Advancement
Arlington credit analysts often start in consumer or junior commercial credit, advance to senior credit analyst, then move into commercial lending, portfolio management, or credit manager roles. Bank credit training programs and a CFA can accelerate the path into lending leadership across DFW.
Related Careers in Arlington
Credit analysts in Arlington often explore these related paths:
Frequently Asked Questions
Do you need a degree to be a credit analyst in Arlington?
Yes, typically a bachelor's in finance, accounting, or economics from UT Arlington or a similar program. Strong financial statement analysis and Excel skills are essential.
What does a credit analyst do?
Credit analysts evaluate the financial health and risk of borrowers, then recommend whether to extend credit and on what terms. In Arlington this spans consumer, commercial, and trade credit.
How much do credit analysts make in Arlington?
Entry-level credit analysts earn about 52,000 to 63,000 dollars per year, while senior analysts and credit managers can earn 90,000 to 120,000 dollars or more depending on the lender.
Which Arlington employers hire credit analysts?
Banks like Frost and Wells Fargo, local credit unions, corporate credit departments at manufacturers and distributors, and mortgage lenders all hire credit analysts in the Arlington area.
Can a credit analyst become a loan officer?
Yes. Credit analysis is a common path into commercial lending, and many Arlington analysts move into loan officer or portfolio management roles as they gain experience.
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