Loan Officer Jobs in Arlington, TX
Loan officers thrive in Arlington because North Texas is one of the hottest housing markets in the country, and D.R. Horton, the nation's largest homebuilder, is headquartered right here. Constant new-home construction across Arlington and the surrounding DFW suburbs keeps mortgage demand high, while banks and credit unions along the Cooper Street and I-20 corridors also need commercial and consumer lenders.
Current Loan Officer Openings in Arlington, TX
Listings marked External are sponsored openings provided by the Jobs2Careers network.
Top Arlington Employers Hiring Loan Officers
Lending roles in Arlington cluster in mortgage, banking, and credit unions:
- Mortgage lenders and brokerages - home purchase and refinance originators serving DFW growth.
- DHI Mortgage / D.R. Horton - the builder's in-house lending arm for new-home buyers.
- Wells Fargo - home lending and consumer loan officers.
- Chase - home lending advisors across Arlington branches.
- Local credit unions - auto, consumer, and mortgage lending officers.
- Frost Bank - commercial and consumer lending roles.
Loan Officer Salaries in Arlington
- Entry-level loan officer: about 45,000 to 60,000 dollars per year including base and early commissions.
- Experienced loan officer (3 to 7 years): about 65,000 to 100,000 dollars with commissions.
- Top producers and senior lenders: about 110,000 to 175,000 dollars or more, largely commission-driven.
These are estimates that vary widely with commission structure and loan volume. Mortgage loan officer pay is heavily tied to closed loans, so earnings rise with a strong North Texas market and referral network.
How to Become a Loan Officer in Arlington
Mortgage loan officers must be licensed as Mortgage Loan Originators, which requires 20 hours of NMLS pre-licensing education, passing the SAFE MLO national exam, a background and credit check, and registration in Texas through the Department of Savings and Mortgage Lending. Commercial and consumer bank lenders may not need an MLO license but typically need a finance background. A degree helps but is not always required.
What the Job Involves
Loan officers meet with borrowers, evaluate applications and credit, recommend loan products, gather documentation, and guide files through underwriting to closing. In Arlington's mortgage-heavy market, officers build referral networks with real estate agents and builders. Hours flex around client and closing schedules, including some evenings and weekends.
Skills Employers Look For
- Sales and relationship-building ability
- Understanding of loan products and credit
- NMLS license for mortgage roles
- Attention to detail with documentation
- Self-motivation in a commission environment
Career Path and Advancement
Many Arlington loan officers start as loan officer assistants or processors, earn their NMLS license, then build a book of business. Top producers advance to senior loan officer, branch or sales manager, or move into commercial lending, all supported by the region's ongoing housing growth.
Related Careers in Arlington
Loan officers in Arlington often explore these related paths:
Frequently Asked Questions
Do you need a license to be a loan officer in Arlington?
For mortgage lending, yes. You must complete NMLS pre-licensing education, pass the SAFE MLO exam, and register in Texas through the Department of Savings and Mortgage Lending. Some commercial and consumer bank lending roles do not require the MLO license.
How much do loan officers make in Arlington?
Pay is largely commission-based. Newer officers may earn 45,000 to 60,000 dollars, while experienced and top producers can earn well over 100,000 dollars, driven by North Texas loan volume.
How long does it take to become a mortgage loan officer?
The NMLS pre-licensing education is 20 hours, plus study time for the SAFE exam. Many people become licensed within a few weeks to a couple of months, then build experience on the job.
Why is Arlington a good market for loan officers?
North Texas is one of the nation's fastest-growing housing markets, and D.R. Horton, the largest U.S. homebuilder, is headquartered in Arlington, driving steady new-home mortgage demand.
Which loan officers earn the most in Arlington?
Top-producing mortgage loan officers with strong builder and real estate referral networks earn the most, since pay scales directly with the number and size of loans they close.
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